Credit Solutions Manager

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.

1. First Degree in Business Commerce, Finance or related field
2. Professional Banking qualification, or Credit / Risk related professional qualifications; or CA, CPA, ACCA, CIMA, ACIB, AKIB
3. 8-10 years experience
4. Conducting robust credit analysis and financial assessment
5. Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
6. Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
7. Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
8. Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
9. End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
10. Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes
11. Challenging Ideas
12. Developing Strategies
13. Embracing Change
14. Establishing Rapport
15. Making Decisions
16. Providing Insights
17. Team Working
18. Upholding Standards
19. Client Knowledge
20. Economic Capital Management
21. Mergers & Acquisitions Operations
22. Risk Reporting
23. Risk Response Strategy