Senior Underwriter

GA Insurance is a leading insurance provider in Kenya, offering a comprehensive range of general insurance products. The company focuses on maintaining a balanced, profitable, and compliant insurance portfolio.

The Senior Underwriter at GA Insurance is responsible for managing a balanced, profitable, and compliant general insurance portfolio. This role involves providing technical leadership and mentorship to the underwriting team, focusing on evaluating and approving complex and high-value insurance proposals across various categories like engineering, fire, liability, marine, motor, and property.

1. Review, evaluate, and approve complex and high-value general insurance proposals, including engineering, fire, liability, marine, motor, and property.
2. Analyze risk exposures and determine appropriate coverage terms, premiums, and policy conditions.
3. Make informed underwriting decisions within delegated authority limits and recommend referrals to management for exceptional cases.
4. Ensure underwriting decisions align with company profitability targets and reinsurance arrangements.
5. Monitor the performance of the general insurance portfolio to maintain healthy loss ratios and business growth.
6. Supervise and mentor junior underwriters and underwriting assistants, ensuring technical competence and consistent application of underwriting standards.
7. Build and maintain strong working relationships with brokers, agents, and corporate clients.
8. Ensure full compliance with underwriting policies, IRA regulations, and internal controls.
9. Prepare and submit periodic underwriting and performance reports to management.
10. Support audit processes and implement corrective actions for identified gaps.

1. Bachelor’s degree in Insurance, Business, Commerce, or a related field.
2. Advanced Diploma in Insurance (AIIK) or ACII (UK) is required.
3. Minimum of 5–7 years of experience in general insurance underwriting, with at least 3 years in a senior or supervisory capacity.
4. Strong product and market knowledge, including reinsurance practices and regulatory compliance standards.
5. Advanced risk assessment, analytical, and communication skills.
6. Strong leadership and team management capabilities.
7. High attention to detail, sound decision-making capabilities, and excellent relationship management and negotiation skills.