Underwriting Credit Analyst (French Speaking)

Citibank N.A. Kenya is a subsidiary of Citi, a global financial services company, providing banking and financial solutions in Kenya since 1974.

The Underwriting Credit Analyst is tasked with comprehensive credit risk analysis and ongoing oversight of Citi's corporate client portfolio. This includes conducting annual and quarterly reviews, as well as providing support for specific transactions and broader portfolio and industry assessments. The role requires a deep understanding of financial health and risk management within the corporate banking sector.

1. Evaluate the creditworthiness and financial stability of Citi's corporate clients across Sub-Saharan Africa through fundamental credit analysis, considering both quantitative and qualitative factors.
2. Prepare detailed Credit Analysis Write-up Memos and assign internal ratings based on independent assessment, due diligence, and industry knowledge to ensure appropriate credit extensions within risk appetite.
3. Continuously monitor the assigned portfolio, tracking industry trends, assessing impacts on key relationships, and escalating potential credit issues to senior underwriters, risk management, and banking partners.
4. Collaborate with relevant regional and industry stakeholders in Banking and Independent Risk to implement credit assessment and monitoring standards for applicable portfolios.

1. Demonstrable experience in financial services, including 0-3 years of credit experience in banking, credit risk management, or an equivalent field.
2. Ability to comprehend and effectively implement Citi's policies and procedures.
3. Intermediate analytical skills, including understanding key financial components like liquidity and leverage, and the ability to identify root causes, trends, and anticipate future issues.
4. Strong interpersonal skills to build relationships and influence others, with or without direct authority.
5. Excellent organizational skills, capable of working under pressure and managing time and priorities effectively.
6. Clear and concise written and verbal communication skills, adaptable to various seniority levels.
7. Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
8. Strong proficiency in both French (read, write, speak) and English (read, write, speak).
9. Bachelor's or higher degree in Business (MBA) or a related subject.